Maine Houses, What’s A Modular, Double Wide, Manufactured Home?
Manufactured homes in Maine, what is a modular, a double wide, or other variation of something made on a factory floor?
Shipped in from out of town to land on the Maine land in the country. The intown lot unless a comprehensive plan ordinance says hold it. You can’t put those here.
Years ago it was simple. You made a Maine home out of wood, brick and stick built the norm.
Carpenters on the site cooking, building from scratch.
Like back in the days of the barn raising on a Maine farm.
This week we help get your barn up.
Next week are all moved, set up at your place to do the same. On and on and done live local. Tied to the expense of materials, local labor rates, the expense to live where the new construction does eventually.
Mobile homes were something started in earnest after World War Two ended. In giant hangars previously used to build the bomber planes, Jeeps, tanks, artillery and other toys of the war effort to keep the peace. Let freedom ring.
Early mobiles homes hauled into Maine often came from Pennsylvania. Today many from Canada where I live on the Maine border with New Brunswick. On a metal frame, with wheels and a hitch that got delivered with a “where do you want it parked” asked. Many early versions eight foot wide, shorter than nowadays due to a lack of Interstates everywhere that were used to get them delivered.
Is it a modular home? Is a manufactured home? Is it a trailer? What’s the difference?
A manufactured home (formerly called a trailer or mobile home):
- available in three sizes: single wide, double wide or triplewide
- much more affordable than modular or site-built homes, mass produced in volume
- are manufactured in sections in a factory
- are transported on steel chassis which are never removed
- are transported on their own wheels (which some bank programs want removed with the hitch, to have “tie downs” on the corners for extra protection from heavy winds, floods, intense weather)
- are treated as a separate lending category, restricted from some mortgage programs
- are insured differently from modulars or site-built homes
- conform to HUD standards
- do not have a conventional foundation with full, half basement. But can be gravel pad, cement slab
- has a seriel number and a title or a retired title. A UCC 1 in Maine is done to see if title like car is clean
A modular home:
- built completely in a factory, not controlled by Maine weather being good, the season correct for building
- delivered on flat bed truck in halfs and even floors that can be stacked
- set in place by a crane on a permanent load bearing foundation
- must conform to the same building codes as site built Maine homes
- must be structurally approved by inspectors, appraisers, insurance carriers
- are highly customizable, like ordering a car options add, modification of floorplan possible for fee
- are treated the same by Maine banks and insurance companies as site-built homes
- does not, nor did it ever have a “title” or serial number . But do have HUD numbers to keep track of them on housing radar as they move around the country to new locations near you. Mobile homes started out as travel trailers for the open road use for sight seeing, for vacationing. To live out of while going from construction job site to new location. To replace a home lost by say a flood, other national disaster. Besides the lower cost to buy because of being mass produced, manufactured homes whether modular, double wide, mobile or trailer like can be put in service quicker. In the event of a fire, replacement on the existing foundation can happen with less time wasted if the numbers add up correctly to land the new home structure on whatever is already there. To salvage from the fire, whatever destroyed the existing Maine home. If you purchase an older mobile home in Maine, remember the do’s and don’t for resale success. Additions on Maine mobile homes can cause problems later on. Because the unique nature of being put on the land behind your home for say your elderly mother in law is cost efficient. Can be removed and sold off to another for the the same purpose. Or to live in while the new buyer builds a stick build home behind it. Then sells and uses the money saved by not renting, by living in the Maine mobile home to plow into new construction housing to replace it. If an addition was added on to make it permanently fixed to the location, hard to move without destroying either or both, the flexibility feature of being a mobile home is lost. Mobile homes with their one floor convenience and the older models that don’t depreciate like the new ones do represent a wise option for housing in many cases. Hope this helps clear up the definitions of Maine modular, double wide, manufactured housing and what is a trailer, mobile home or not. Mooers Realty has listed, sold double wide Maine manufactured homes on full cellars. With new roof added to increase the original pitch for better shedding of winter snow storms. New higher grade windows and siding added. Basements finished and if the metal rails used to transport the two or more sections are still there, exposed for all to see, it is still a double wide to the appraiser for the bank who flips the coin. Does the CSI for Maine housing is to determine if it is stick built, log, modular, doublewide, mobile home or trailer, etc. I’m Maine REALTOR Andrew Mooers, ME Broker MOOERS REALTY 69 North St Houlton ME 04730 | 207.532.6573 | [email protected]