What Real Estate Agents, Brokers Don’t Like To Hear.
The answer to why is my house not selling?
Lots of factors swirl around the property listing, the skim milk marketing, the sky high pricing. And the overall process getting to a real estate closing.
What are some of the statements, questions heard by real estate agents, brokers that serve as red flags?
Unqualified home buyers that don’t know it or are in denial.
Don’t want to talk about it. Stone wall, Quakers Meeting has begun.
When a home buyer first makes contact with a real estate office. And when asked about financing, if he or she is pre-approved if not paying cash.
They can get upset. Darn right uppity.
And respond with “why do all you real estate agents, brokers ask that same question!”
“About are you pre-approved, and for how much, which program?”
Ah, because it helps guide the process to get to the closing. You are shopping, but are you ready, willing, able to buy today? If not okay, let’s browse, get you up to speed on the process to be in the driver’s seat to buy a Maine home.
But not wear out two sets of tires, 300 gallons of gas to come to the conclusion at the end of the dustry trail that ends up in a no go, not able to buy boxed canyon.
Determine out of the gate if you the buyer is able to get financing to make the sale happen works best. It is for the good of the buyer, seller, banker, lawyer, heck everyone in the process to know going in are you pre-approved for a mortgage or not?
And if not, what are the credit repair problems to iron out, to remove the wrinkles on the report that is not hard to run. Does not require giving blood, loosing a duplicate organ.
The lender, Maine banker wants to, needs to make loans.
And determining up front if this is a possibility or not saves lots of running around, wasting money, headaches.
Plain and simple.
When the buyer skirts the “am I pre approved for a home loan” question and goes on to say I still want to look at these twenty houses.
Going to find the one I want first and then go to the bank. Oh oh. The cart before the horse. But one more reason we shoot, edit, produce real estate videos for the go ahead and look. Leave your shoes on, the gas guage on full and stay put for the on demand walk through, around show and tell the video does so so well, easily.
This is a major red flag today unknowingly waves madly, wildly by buyers of Maine homes.
And can mean denial, that the buyer has doubts they can finance a place.
Float a loan on a Maine home, but what the heck.
Let’s waste a lot of gas and time, put sellers and their real estate agents, brokers through their paces through the places.
You guys and gals love showing homes right? For fun?
What to bring to the lender, the bank or mortgage outfit as the purchaser.
Getting ready to buy means if you the buyer have length of employment issues, credit score glitches, debt ratio problems, let’s get them out on the table.
Then one by one address and repair, restore and beef up the numbers.
To make getting a loan for a Maine home possible.
There are lots of Maine home loan mortgage loan programs.
Finding the best puzzle piece fit.
For your buyer’s financial budget, the property listing that is the “one” means real estate professionals, lenders guide the process. Partner up to do the matchmaking to not just get a loan on a Maine home.
But the best possible fit for the lowest bottom line out of pocket. For closing costs, for the monthly cost of money to easily make the payments. Get the loan retired and the Maine home free and clear.
207.532.6573 | [email protected] |
MOOERS REALTY 69 North Street, Houlton ME 04730