Mooers Realty, Maine Real Estate Broker In Houlton ME

Learn About More Than Maine Real Estate Property Listings. The Process Of Buying, Selling, Trading And What The Local Area Is Like. Get That Too And Much More! All Designed To Save Time, Money, To Avoid Hassle.

Father Of Four Of The Neatest Kids, Two Of Each Flavor And Grown Tall, Out Of The Nest. High On Living in Maine, A Property Listing Matchmaker And Serving Buyers, Sellers Is What I Am. Grew Up On A Maine Farm, The Youngest Of Four Kids, All Boys. Here To Help As The Northern Maine Local Cub Reporter For The Lay Of The Land. If You Need Help With The Local Turf.

The Tone Of The Real Estate Blog Post, Conversation.

The tone of any conversation, whether a real estate blog post or a chit chat at a local diner.

Shooting the breeze about Maine weather. It can be free and easy, helpful. Even humorous but should be anything but tedious, tense.

Or to make the other end of the conversation receive bad vibes and to come away somehow feeling responsible. For being so dumb or thinking, saying something reacted to as so down right silly. small maine town photo

Real estate is the largest investment buyers and sellers make in their life time.

That is something everyone in the room would agree with right?

And buyers, sellers of real estate property listings don't find themselves in the transfer of a home, land, waterfront, farm or business offering all that often in life.

So there is a learning curve to real estate. And the professional guiding the buyer and seller is the one to set the pace. From what they have learned. Because they do this day in and out.

Spell out the expectations, address issues in the each unique real estate list and sell situation.

Without being snarky or with a layered, lathered on sharp edge tone of criticism or sarcasm. Or being so tight lipped or smug so it leaves everyone guessing, hanging, wondering.

Like the phrase you wait until your father comes home but this time you did not do anything wrong or deserve the man to man talk at the end of the day.

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Selling Real Estate, Handling Home Sellers With Our Bare Hands.

What goes into selling a home, how we handle and guide a real estate listing property owner in Maine?

Lots of behind the scenes counseling. Listening, explaining, navigating is a big component in the process of selling a home in Maine or any other type of property listing.sunset canoe in maine photo

The real estate seller is human, has a lot riding on this what it takes for a home sale.

How fast it happens, how well it goes and the results financially all combine for the next step in his or her life. The family is a big part of the process of buying or selling real estate in Maine. Making decisions that affect them is a huge responsibility.

So it all starts with a walk through with the Maine home seller and complete analysis of what is for sale. Study of the good, the bad, the ugly. Let's sit down at the kitchen table or talk on the open deck about what I think should be the approach to this particular Maine home sale.No two home sales tackled, wrestled with the same way.

All combined with a healthy two way conversation. Listening to the seller's situation, what the home owner is holding for cards to make the best use of in the real estate sale. What is their dream for the best case scenario to shoot for in the home sale should not be kept a secret.

If the Maine home is a little tired in some areas, what to do and to what degree comes into the property sale discussion.

What the seller thought would help sell the place could be far from the truth. Because other areas neglected come into the picture that are bigger issues. Can cause a delay or no home sale at all to happen. That is not the happy ending I want to see occur at "The End".

The specific custom made strategy for the home seller is hammered out, talked over and put into action. Unless the seller decides the price is too low and emotions rise with the comment "I am not going to give the place away".

Or "I don't have to sell". Over priced properties start with real estate agents or brokers taking them. Placing them out there on the market to bog it down. Like stalled vehicles to negotiate around on fast lanes of a super highway.

Giving the property owner the impression that the real estate listing has a snowball's chance of you know where of selling. 

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How House Sellers Hurt A Maine Home For Sale Process.

The decision to sell a Maine home, it has been made and now what?

Rely on the real estate professional to guide the process and spell out the procedure  steps one by one. What happens and why. What to expect and when. Otherwise trying to figure all that out on your own Mr Home seller is going to be a very costly in time and dollars mistake. ice fishing in maine photo

Often you know enough about something to be dangerous but because it is not your job day in and out.

Like most things in life, more complicated than it appears happens.

Or go unnoticed until you realize why they are so important in a Maine home sale.

So what a real estate Maine home seller thinks will help a sale can actually work to hurt it.

Because behind the scenes there is a procedure to follow and for good reason. Custom made for the particular Maine home sale where no two are quite exactly the same. There is a lot going on in any Maine home for sale list, market sale. And ever changing along the way from listing to closing.

Read more on things, what can go wrong in listing, selling a Maine home, real estate.

And more on what buyers of Maine real estate do that can trip up the journey to the property listing closing. Five mistakes Maine home buyers make that can be avoided with lots of disccusion, plenty of communication back and forth.

It helps to make believe the home in Maine for sale is your very own as the agent, broker, REALTOR..

Understanding the projects on your own place, the housing dreams you want to see completed are quite similiar to the ones the new Maine home seller does too.

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Ten Questions To Ask Your Property Buyer (And Ten More Buyers Need To Ask Their Real Estate Agent.)

Questions asked early provide answers, the valuable real estate information. To determine the right direction to head in the most expensive life time move most people ever make.

Communication back and forth, going both ways is a beautiful thing in a real estate property transaction. Upfront, during, leading into the closing on a listing for sale that is "the one".judges in maine photo

Every real estate agent, broker, REALTOR should ask buyers and sellers a list of critical questions.

Like a doctor or lawyer to diagnose the problem, recommend a solution and to set realistic expectations to follow. 

And if there is strong opposition, backing away. Because you can not help those that don't want to take the advice after weighing the pros and cons of each slightly different real estate situation.

The early little talk at the listing kitchen table after the walk through or in the real estate office or during a showing provides a glimpse at the likely outcome from everyone's efforts. 

To determine the actual odds good or bad from experience of the real estate professional checking their gut feeling, the heart and the head for the job at hand.

Sizing up a particular buyer or seller and study of  their role in the script. And likely outcome of ever getting close to a successful real estate transfer sit down around the long conference room table.

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The Worst Advice We've Ever Heard About Maine Real Estate

Bad real estate buying, selling advice, where does it come from and would winging it work better than being steered down the wrong path?

When talking real estate, a property that is the biggest asset most folks ever wrestle with to buy or sell. Or just pay off because of the cost to pull off the purchase and juggle all the other monthly household bills. ice fishing in maine photo

The worst advice I have run into with real estate when we list a property that expired from another agent.

One home with a sizable chunk of land surrounding it was a pretty place.

Large square footage home and over sized garage.

The couple had no kids and poured the money that usually goes into rearing them into the sticks and bricks instead. No thought of resale but strictly home enjoyment ruled the day.

But the pair decided let's sell the home here in Maine and pick one up in sunny Florida. Change of plans, the shifting gears of life put into play. Thinking something this nice for a property listing for sale should not sit on the local Houlton Maine real estate market for long.

Wrong.

The real estate agent that took the property listing made the first cardinal mistake. Not telling them the real value based on a sneak peek at the comparable house sales like it. Over priced properties don't sell, ignore the current market value.

With the gander at what is on the market competing for buyers for homes and land pretty similar to this one on the real estate chopping block. Added in with all the other motivating factors that lead up to the let's list our Houlton Maine home.houlton maine downtown photo

So over priced, giving the house and in Maine a listing price in the nose bleed section of the MLS property bleachers. (Loud buzzer)

Strike one.

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The Penalty For Taking A Maine Woodlot Out Of Tree Growth Plan.

The Penalty For Taking A Maine Woodlot Out Of Tree Growth Plan.

 

The penalty for early removal of land in Maine from the tree growth property tax and management program?

What do you have for a property tax reduction by being in tree growth and what happens if the plug gets pulled before the ten year plan runs out? For starters, education on the tree growth program in Maine is needed. mt katahdin maine mountain photo

The tree growth program in Maine was created in 1972.

To protect a resource.

Yes individual land owners in Maine have property rights for their own use and enjoyment.

And the premise is not that you have to harvest woods in the ten years while the tree growth plan is underway. But just that eventually there is going to be a harvest of the Maine land.

Because of ice storms, spruce budworm, something affecting the unprotected Maine woodlot. Blow downs, dead and and dying trees with decay from insects or wildlife activity will peck away at the Maine woodlot that is neglected.

And suffering in health because no tree growth plan for growth and vitality is in place.

And for financial reasons to help pay the property taxes, other expenses too. To simply make a living in Maine and carve out an existence.

Tree growth plans.

To help guide the forested track acreage into a future harvest with thinning, pruning for recreational beauty too. Environmental protection safeguards put into place on paper first with a pledge, a realistic dream. Not just all ahout money jingling in the pocket from a harvest cutting operation on the Maine woodlot.

Sawlogs, pulpwood, chips, firewood are all wood products. The tree growth program assures the wooded land is protected, healthy stands maintained and thought is put into the care and direction the Maine woodlot is headed in the days, months, years ahead.

Over cutting, clear cuts and no rules before 1972 meant a Maine land owner was on his own with his Jonsered, Husqvarna chain saw and the skidder choker twitch cable heading to the wood yard clearing.

It was his land to do whatever he thought best. Unless polluting a nearby stream, river or Maine lake. Or if interferring with the enjoyment a neighboring land owner was able to have with their next door property.

The biggest penalty we see triggered in our job of listing and selling Maine woodlots, is land removed for a building spot. To put up a camp or cabin. One listing we are getting ready to sell that had more than one building spot designated on the paperwork. Shown on a map of the woodlot getting ready to be put on the market.

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Real EstateTerminology | We Speak The REALTOR Language.

Real estate terminology, what the words used in listing, selling, lending and legal circles and beyond really mean.

It's like heading to a foreign country. When terms that sound Latin, Greek, Klingon and so many are not words at all but a strange combination of letters.

Abbreviations of longer real estate words, term phrasiology to confuse.

Because it is not everyday that you and I personal buy or sell our own real estate. For approaching thirty six years, we have learned much in the real estate trenches. And like a library of real estate terms, the expressions need a glossary. That matches the local area where they apply. lake mist photo

Knowing that no two real estate markets operate the same, it is logical that the terms used in one don't apply in another.

Because real estate is a big arena.

Lots of bleacher sections. And areas within areas as you expand. From just the real estate terms that apply to listings, those to the sales process.

Even more describing the properties themselves. And then all the lingo when you enter a bank mortgage lender lobby. Or sit down around a conference room table at a real estate closing. Led by a person with esquire tacked on after their birth name.

So already you have been learning real estate.

Because we used the terms property, listing, closing and because we eat, breathe, operate in those real estate circles, it is hard to remember sometimes we are losing others in the discussion.

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Getting Divorced, Buying Or Selling Your Real Estate In Maine.

For better or worse, you find yourself in a divorce and need to buy or sell your real estate in Maine.

Maybe the divorce is a good thing in the long run but housing for the kids, yourself. So no one has to sleep in their car, couch surf. Or make too many transitions.

To maintain a sense of home if the one you are in is not the one you will be getting your mail from here on out. maine rafting photo

Divorce is crazy whether moving out of the family home happens or not.

But most of us are at some time in our life today the statistics show.

The fine line between love and hate and just overall feeling of despair.

Sadness, a sense of failure and where do we go now that life plans tilted sideways. It lingers in the air and we hear, see, sense it as we list to sell a property. And when put to work to find a new set of rooms, roof and floor, backyard for the new real estate in Maine property listing buyer. 

The stakes are high in divorce. Because kids are involved, the mixed loyalties back and forth. And sadly the kids, the extended family get brought into the fray in the not always so friendly cross fire. Working with your "co-parent".

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Does House Automation Affect Home Values In Every Real Estate Market?

Most folks have seen the cartoon The Jetson's.

Living comfortable with automation of all kinds. To streamline the day to day a thousand years in the future. In a town called Orbit City, an exclusive apartment complex named Skypad Apartments. High tech not yesteryear same old same old. Like Maine where things change slowly. And if it is not broke, don't need to fix it.

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Suspended in mid air, the effects of gravity mastered by the Jetson's so all the structures hover neatly.

Space lanes for orderly traffic patterns. Enjoying labor saving devices that do all the heavy lifting to reduce or eliminate the chore load altogether.

Yup, let's meet the Jetson's. (Cue the show music intro)

Father George Jetson working three hours a day, three days a week.

Transporting in a whirling sounding, space age plastic top aerocar. To drop daughter Judy off at Orbit High School, son Leroy at the Little Dipper School. Rosie, the robot helps Jane the stay at home mom with most of the automated household duties. Most done with a one push of a button or voice command.

And one underlying theme of the show is the breakdown of modern devices with funny situations they create to keep the cartoon series entertaining.

The cast struggles with the setback when machines and computer programs fail. So the audience can picture themselves in this futuristic era and get a feel for what it would be like living in a so called life of luxury and convenience. When things go wrong.

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Maine Town Spotlight | Dyer Brook ME | Aroostook County

Dyer Brook Maine, a small town located in Southern Aroostook County features incredible long views.

Of Mt Katahdin, the rolling farm fields and woodlots that create one huge sense of space. No heavy traffic, no living in fear of crime, gangs or violence. Just friendly down to Earth people, low cost property listings and four season recreation awaits you in the town of Dyer Brook, Maine. southern aroostook county photo

The last US Census head count in 2010 showed 213 folks inhabit Dyer Brook Maine.

The population increased slightly from the 199 learned in the 2000 census survey results. There Southern Aroostook Community School, part of the RSU 50 system is located in the township of Dyer Brook, Maine.

The RSU 50 was formed in July 2011 and includes the SAD 25 and CSD 9 school districts in Northern Penobscot, Southern Aroostook County.

The Southern Aroostook Community School serves the towns of Crystal, Smyrna, Merrill, Oakfield, Island Falls and Dyer Brook.

The school was built in 1976 at a cost of three million dollars. The K-12 facility overlooks the views Dyer Brook is noted for by all who travel up and down the hills along US Rt 2 that dissects the town. More about the Southern Aroostook Community School history.

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Agents, Real Estate Brokers In Maine

Are you searching for an agent, real estate broker in Maine to buy or sell a property?

MOOERS REALTY has served Maine real estate buyers for forty years. Andrew Mooers, designated broker for MOOERS REALTY has listed, marketed, sold Maine real estate for almost 36 years. logo small real estate

How we market property listings at MOOERS REALTY has changed big time over the years.

Just like the markets we have survived, prospered in. Real estate is a sport, a game of knowing when to buy, sell and what to do to enhance the process. What to avoid that will set you back and lose the game.

Technology is the biggest game changer element in the reach and scope of our real estate marketing.

Gone are the days of mostly local buyers, of using black and white Polaroid peel back smelly pictures. Of no Internet, fax machines and walking purchase and sale agreements into the law office handling the real estate closing.

People, we still deal with people that are involved in the largest investment they will ever buy or sell. The high emotions when a sale is taking too long for the personal time table. The plan to move in on a certain date, to close by this circle on the calendar number causes problems when the timetable goes sideways. 4th parade houlton maine

As a real estate professional, a Maine REALTOR we set expectations.

We look at the ups and downs that could happen on the road from property listing to real estate closing.

And to do the worrying, the scheduling, the suggestions on the right course to plot to navigate to the sit down real estate transfer setting.

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FAA Registering Real Estate Drones, Aerial Photography.

The real estate drones used to get a bird's eye perspective in stills and video needs to be registered with the FAA. Back in the end of July 2015 the National Association of REALTORS had an opinion on aerial real estate drone use.

Quote "Given the current FAA prohibition, the National Association of REALTORS® recommends that its members not use this technology for any purpose related to selling property."video camera photo

We have had a drone for real estate photography, videos since early in 2014.

The quad copter drone uses, carries a Go Pro camera not the big model we have in the video arsenal.

Which would be too heavy to lift tree top high.

Like anything, a good thing can be used for harmful purposes.Drones are no different in the wrong hands.

And accidents happen when a drone goes astray or is too close to an airport.

The take off, landing of real airplanes, helicopters needs policing. Rules to regulate drone aerial photography were pretty wild in the beginning. Needing a pilot's license batted around. 

A the FAA, the public, the media thought about what was needed. To sky marshal herd and police the swarm of drones. As lawmakers came to the party way way late. After the drones were already out of the barn.. I mean DJI box.

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The Simpler The Better In Maine Home Sales.

The seller of a Maine home wants to see the place sold.

Pretty cut and dry. Quickly, with the shortest, least hassle possible. No drama please. But saving a real estate commission is always in the back of his mind. Wouldn't it be nice to just snap your fingers.

Get full price and everything to just fall into place. Like in the movies with happy endings. Or those so so Hollywood real estate reality shows. (Gag) Excuse me.

Without the aid of a real estate professional and the commission check at the property closing. Cut with his name on it.

Often sellers who don't put their home for sale on the market more than once or twice in a life time forget. What is involved in the setting the price. The marketing the real estate. groomer sledders houlton maine photo

For guidance, the Q and A understood fully to get to a real estate closing as efficiently as possible.

Keeping the pathway from listing to conference room closing groomed smooth and easy. Avoiding the bumps, twists, turns.

Complicated negoiations, demanding people, the layer of players involved in sales of real estate property listings add stress. They all need someone to set expectations. Explain the process. To help guide the step by step. Keep everyone on board. On what do we do, where do we go and when, how, why.

Timing is everything in real estate sales and to blow a chance to sell can mean a long delay lining up another buyer for the Maine home listing.

What does not help is when the property owner has a couple people who have expressed interest in the past. So could we please exclude them from the listing? They won't be buying most likely but what if. Let's exclude them from the real estate contract. Oh oh.

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What We Never Hear Maine Home Buyers Say.

There are some absolutes in life that all can agree on and Maine home buyers have them too.

So do sellers of houses in Maine. For example, you never hear a Maine home buyer ask for something jammed in. A house too small and owning a very cut up, confusing floor plan. Where you bump into people and walls, doors.The room flow is not good.

But none object to too many closets. Or nifty built ins to stash stuff.maine home closets photo

Maine home buyers don't want a place that is lacking any lot, ground  around the house either.

Give me Maine land.

Load it up.

Because Maine is wide open everywhere you look.

Other urban areas may serve up zero lot lines and wall to wall homes like meat and potato routine.Where it is why bother having side windows because all you see is the siding, into the home next door if the curtains are drawn.

Why does it happen/?  Because space is at a premium in the city. In Maine, nothing could be more from the truth. So when no space inside or out, buyers say pass. And time to bring in the chainsaw to lower the property listing price.

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Ho Ho Buying A Home Means Easy Does It With Black Friday, Cyber Monday Sales.

The tug on wallet or purse to open wide and say Black Friday or Cyber Monday sale savings.

Means insert the pair of ear plugs. Reach behind your head to tie tight the darkness of a blindfold. You do not want to flash back to the time of The Sirens. black hawks hockey photo

Where to avoid crashing into the rocks.

To miss the drop anchor, gang plank dropping with a splashing thud too.

For the going ashore, the sailors having  to be lashed to the sail boat masts.

Until the coast was clear and they were out of the tractor beam, harms way to tempt them to hit the beach sand.

For a little courting and sparking. Like the ladies in the Brother Where Art Thou movie to steer clear of too.

So buying a Maine home.

Easy does it racking up debt. Keep your head clear. For the red rover, red rover come on over. Keep your stick on the ice. Helmet latched on.

Stay out of the penalty box for the charge of over spending. Slashing, roughing up your credit.

If you are thinking of buying a home, getting a mortgage, hold your horses on the extra spending to get a house loan.

Because debt ratios raise their ugly head. You were approved for a Maine home loan before the Turkey day after, or the following Monday but the temptation of rock bottom pricing on holiday gifts took over. Game over for buying a home and the slide the keys please.

Besides the being vigilant to avoid buying anything extra when buying a home in Maine. To look squeaky clean during the hold your hat in your hands. Steady the course to the real estate property closing.

There are some other important items on the list to never forget.To the now you are approved for a Maine home loan. But oh no, wait a minute. Guess you not longer are qualified after all.

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Maine Divorce And Real Estate Property House Sales.

There is nothing pleasant about seeing a family home in Maine have to be listed to sell because of divorce.

Because neither spouse of a divorcing couple can swing the house mortgage payments alone.

Or struggle to service the loan on the Maine home. And keep up with all the other costs associated with owning, maintaining a Maine home. mt katahdin maine mountain photo

To avoid the hard knock of the wolf at the door called foreclosure.

Often accelerated  because of the added hefty expense of a Maine divorce.

All those billable hours that rack up the longer the Maine divorce drags on. As the lady with the blindfold and holding the scales decides if the two partners can not. Justice today is expensive when it is settled climbing up and down court house steps in a prolonged Maine divorce.

By the way, Maine is the 46th lowest state for FSSR.

Not every divorce in Maine means splitting hairs over property ownership. Because our Maine houses cost less, don't have huge second and third mortgages piled on them for liens as a rule.

Many Maine homes are a work in progress, pay as you go DIY housing exercise. With help from family and friends. Lots of bartering and no money exchanged.

In the small rural areas of Maine life is simple.

There also is not a lot of left over discretionary funding at the end of the day. To fool around with in a re-financing maneuver to let one half of the untying marital knot to stay put. Pay the other off if there is any house equity established before the divorce proceedings started in earnest.

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Best Real Estate Agent | Find, Buy, Sell Your Properties In Maine.

Best Real Estate Agent | Find, Buy, Sell Your Properties In Maine.

No one likes to make a mistake in real estate. Or waste a second of time in buying, selling their properties in Maine.

Life is short. Hear it ticking, bleeding out? Recovery from picking the wrong professional in the buying, selling of your Maine listing is long and costly.gecko family photo

For starters, there are not bad people.

Just the missed perfect fit because homework was not done to find the right pick.Upfront, going in.

Remember the old Maine expression? It is hard telling not knowing.

What do you need? Where and from whom do you get what you expect in your real estate buy or sell exercise?

Being candid is critical in real estate discussions.

Which foot is the shoe on is part of it with the real estate hokey pokey. If buying, are you ready? Where to start? What can you afford? Where is your gotta have, don't want list?

Not like just finding the item on the shelf up very high or down real low. And then tossing it in the cart. The boogie and high tailing it. Pouring on the coal. Heading for the big box corner check out to ring it up. And then try to remember where did you park the ride to the mall. In the sea of vehicles surrounding the store.

More complicated with the layers of players to get to the real estate closing transfer of a property listing these days.Solving the real estate puzzle takes the right person navigating and setting the expectations.

Credit, the turn your head and cough thorough examination has to happen first and foremost. The results you might not like because of oh I don't know. Little things like over spending and upsite down debt ratios. Or in the cellar credit rating. Which some folks wonder how did that happen? Seem surprised, actually shocked.

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Lots Of Ground To Cover Before Bring In The Maine Homes For Sale.

The out of state Maine homes for sale buyer is in the dark.

When thinking of purchasing a property listing in a small rural area especially. Because unlike the city chanmber of commerces that flood the airwaves, spilling the black and four color ink information on the Internet highway, small rural real estate markets lack that attention.horses winter photo

The life in a small Maine town is easy does it and kept simplified.

The resources to cause a splash in the local community marketing is not there.

Less people, less noise on and off line. So as a Maine real estate broker peddling property listings, it is often hold your houses. I mean horses.

Before the parade of what's for sale happens, the carousel like the luggage at a busy airport is stopped. Because we need to have a little talk first.

The other end is curious and seeking answers. Assurances that this move is a smart one. That won't be regretted if the wagon train has to change directions. Again.

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Seller Carrying The Mortgage, Owner Financing Maine Land.

Look Mom, no bank.Smooth sailing.

Sometimes it is because of the low price property listings in Maine for sale. All about how easy it is to buy them outright and not need a mortgage on say Maine land.

But often owner financing Maine can be one neat, sweet easy vehicle to hop into to arrive at the real estate closing quickly.

And get the low cost property listing, the Maine land paid off in quick fashion. So free and clear happens and the enjoyment of the Maine real estate increases all that much more. Read the full article on owner financing Maine real estate. rafting in maine photo

So how does it work and when is it a good idea to have a seller carry the mortgage on Maine land, other property for sale?

Or not so hot an option when selling Maine real estate.

Well avoiding a bank, the overhead charges and a higher interest rates, the time delay in the process of lending money. That is one reason it works so quickly and bypasses the middle man with the combination to the bank vault tumblers.

And on low cost property listings in Maine, to spend two or three thousand dollars to buy a few acres of Maine land priced under $10,000 makes little sense. Seems pretty wasteful.

And we know Mainers are frugal, like to barter and stretch those hard earned dollars right? Don't leave money on the table. Get the best bang for the buck is what rolls around in the spending decisions.

On the other side of the mortage carried by the property owner, the seller gets a nice annuity set up. Usually with no prepayment penalty so it could be all over with quicker than the number of payments on the amortization schedule spells out.

But with a first mortgage record at the local registry of deeds, and the buyer deciding to invest in a drilled well, full concrete septic and driveway, the power pole. Well now we are talking.

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Night Sweats, DT's, Tossing And Turning | What Real Estate Sellers, Buyers Worry About.

Late at night, things happen to cause buyers and sellers of Maine real estate to wake up. Stay wide eyed.

To toss, turn and worry about the property purchase and sale process. How come?

Not an exercise they find themselves doing every day. It's one big chunk of money to fork over. Or saddle up to apply the lien with the notarized promissory noteis personal guaranteed to at the closing. maine sailing ship photo

When a long mortgage payment is applied to their monthly budget.

When they already juggle lots of other financial obligations.

You want to keep it smooth sailing, easy does it.

Running out of money, what if I lose a job, the car acts up and needs an expensive repair at the world's worst time? Or how to pay for kid's braces, fund those college education accounts? How to make ends meet and can I really afford this buying, selling of a property? Is this the right time? So I can sleep nights inmy new Maine home.

How secure is my job and if there were employment layoffs, where would my neck be in the line up on the chopping block?

Takes time to weigh the options in anything involving real estate. The life largest purchase for most. Worry about the unknowns in life linger. Gives you a sinking feeling. Especially if tight resources make the money extra precious.

Squeasy, uneasy feelings enter the head and stomach of real estate buyers. With no nest egg squirrelled away especially. And even though a Maine bank is smiling, saying you are all approved. Can you pull really pull this purchase off successfully? You may not be so sure.

To buy a Maine home, or to rent an apartment is not a fun discussion to have without yourself either.

Because home ownership is the dream of all in the land right? To be connected. Part of a community as a tax payer who studies, serves on boards, votes on the issues facing the burg.

But shelter, I think we can all agree. It is one of the most basic needs. Up there with food, water, love. And lots of emotion is tied to the real estate property listing for the seller too.

Because with homes, everything from bringing in the new born babies one by one, the Thanksgiving turkey, the Easter Ham and the Christmas tree, for all those holiday celebrations.

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